Best Cool Diet

1 | wendywahoo

November 22nd, 2009 at 8:27 pm

Sam

That is a good way to put it. You are correct being financially cautious is very difficult at first. You have to get used to budgeting and sticking with it even when temptations arise. Good luck. Sometimes taking a financial planning class is a great resource.

2 | will f

November 26th, 2009 at 3:50 am

Martha

no not at all. Eating is a basic human need therefore its naturally hard to deprive yourself. Spending money at topeshop however is not!

3 | Webgirl

November 29th, 2009 at 4:34 am

Hector

In some way it is. You don’t eat fattening food for a week for example, and then you visit a friend who offers you a piece of cake - and you can’t resist. The same is with money - you are saving it for some period of time and then see shoes/bag/dress you have dreamed about - and again, you can’t resist.

4 | Donna

December 1st, 2009 at 8:59 pm

Charlene

Hahahahaaaa… I like this question.

But personally, I have never and still can’t try that ‘financial diet’ that u are talking about there because I have never ever had monies to spear. I am very skinny financially.

But, both can be hard and both can be easy. It depends on your will power. Will yourself to do it and you will.

Take a piece of paper and a pen and write down randomly the benefits (pros) of the financial diet then the cons as well.

When u r done, write them out in order of priority.

Review it every now n then if anything else comes to your mind. And keep this close to your heart.

Then every time you deny yourself something (from spending money), write down the date, the item and the amount. Every week, month, etc, total the amount and see how much you have saved so far in your financial diet (it’s like jumping on a scale to see how much weight you have lost so far in a food diet). And look at the item to see if you had really need it then. Chances are, you might be happy you never bought it.

But remember, times are getting harder and harder these days. The world is in a financial mess. Treasure your money. Spend wisely, for tomorrow you will be happier for it much more than you are today.

5 | Cynthia M

December 2nd, 2009 at 4:06 am

Jeffery

For me the food diet is more difficult. I am ultra conservative with money but can down an entire box of cereal in a day (luckily for me cereal is cheap).